First Consolidated Bank (FCB) is a thrift bank acknowledged as one of the top performing banks in terms of liquidity and solvency. And as part of expressing its appreciation and gratitude, it adheres to broaden its services and providing superior loan products at a lower cost to all DepEd teachers and non-teaching personnel.
First Consolidated Bank Salary Loan Program
- Automatic Payroll Deduction
- Low interest rates
- Fast processing
- No penalties within term
- No hidden charges
- No co-maker
- Accessible
Requirements:
- 1 latest original payslip
- Photocopy of 1 valid ID
- Duly filled out application form
First Consolidated Bank's APDS Salary Loan Program was re-accredited per DepEd (DO) No. 18, under DepEd's Automatic Payroll Deduction System (APDS) Program effective from date of notarization, May 2, 2018 of the Terms and Conditions of APDS Accreditation (TCAA) until December 31, 2020, to wit:
1. Low Interest rates
- 12 months - 0.342% nominal interest rate per month
- 24 months - 0.401% nominal interest rate per month
- 36 months - 0.433% nominal interest rate per month
2. Strictly follows the terms and conditions of APDS accreditation (TCAA) guidelines
3. Loan transactions are transparent
4. No advance monthly interest deductions
5. No co-maker's requirement
6. No hidden charges
7. No late penalty charges, thus
8. Allows loan renewal/re-loan after 4 months of payment.
I love DepEd teachers, what are you waiting for? If you are in need of cash, don't hesitate to visit the nearest FCB - First Consolidated bank branch in your area.
1 comments:
We would like to acknowledge the exceptional service that we received during the entire refinancing process. Mr Lee's professionalism and knowledge of the loan company was impressive and truly appreciated. Mr Lee is a reliable loan officer.In the past, we have had experience with several other banks and have found the process frustrating and tedious. Mr Lee went above and beyond to ensure that all of our needs were met and that everything was handled thoroughly and efficiently. We have and will continue to recommend him in the future.”Mr Lee Contact Email 247officedept@gmail.com Whatsapp +1-989-394-3740.